'2008/09'에 해당되는 글 2건

  1. 2008/09/10 키보드..키보드.. 키보드~~~ (4)
  2. 2008/09/10 [20080910] Savings and souls

키보드..키보드.. 키보드~~~

HTPC 2008/09/10 10:07
HTPC 구성하고 쓴지 이제 1년이 가까워오는데.. 당시 구성을 재평가해본다면

CPU 인텔 코어2듀오 콘로 E4500 정품 123,000
 
    RAM E5MEMORY EK DDR2 1G PC2-6400 레드 2개 50,000
 
    메인보드 이엠텍 ESTAR ST73PV HDMI 청룡 68,000
 
    F-HDD WD SATA2 500G (7200/16M) WD5000AAKS 정품 114,000
 
    ODD LG DVD-Multi GSA-H62L 정품벌크 33,000
 
    케이스 iGuju G-60 블랙 (Elite 350MSP) 46,000
 
    키보드 스카이디지탈 X902 49,000
 
    영상/divx 디비코 FusionHDTV6 COOL 50,000

뭐.. CPU는 OK. 램도 OK. 메인보드도 걱정많이했는데 OK. 굳이 따로 그래픽 카드 살 필요는 없을 듯 하고. HDD는 충분하다 생각했는데 500G, 300G로도 모자란 듯 하니.. 이건 많으면 많을 수록 좋을 듯 ^^;
ODD는 굳이 multi 살 필요없을 듯하고.. 한번도 써본적이 없다..
케이스는 가격 대비해서는 오케이. 이미 TV카드에 대해서는 울분을 토로한 바 있구...

문제는 키보드. 스카이디지털 X902가 고장나서 A/S만 두번 다녀온데다.. 아무래도 오른쪽 검지 손가락이벗겨지는 아픔에.. 결국 실패를 선언하고 와이어리스 EnG의 Xboard Touchpad를 샀다.

http://bbs.dbnawa.co.kr/new_community/bbs.htm?bbsnum=8&action=view&nm=21159
참고

그런데.. 이건 바닥만 막혀있으면 연결이 끊기고 같은 문자 여러번 입력되어서.. 항상 키보드 사용시 요상한 자세를 요구하는 불편이 있어서.. 이 역시 눈물을 머금고 실패를 선언.


결국 두개의 무선 키보드만 집에 쌓이게 되었는데.. HTPC에서 점점 중요한 것이 키보드아닌가.. 그리고 아직 마땅한 추천품이 없는 것이 아닌가. 생각하던 중..
어제 부로 로지텍에서 나온 미디어 보드 블루투스 키보드에 눈길을 주는 중이다.

http://aving.net/kr/news/default.asp?mode=read&c_num=90015&C_Code=02&SP_Num=0&mn_name=

동글을 같이 사야하긴 하지만.. 합계 9만원 정도면 요상한 자세로 키보드질을 해야 하는 불편을 피할 수 있을듯.. 음.. 추석 전에 또 질러? 집에 있는 무선 키보드 2개 처분해야 하는데 -.-;;

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TAG HTPC, 무선키보드
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[20080910] Savings and souls

Economist&.. 2008/09/10 08:23
 

Today's article is about Islamic finance. To some of you, including me, it's strange topic which we didn't think about before. However, due to the size of the fund which muslims deal with, the western finance world began to keep attention on it.


To understand the article, we have to know about the basic Islam rules about finance. According to the rule of Islam, the muslims can't take the benefit of interest. So the called it 'sharia', islamic religious law. Actually, it's not a law but a way for muslims to live including banking and economics.


Sukuk is the name of islamic bond which sharia permit muslims to deal with. Moreover, there are sharia-compliant hedge funds also.


The size of Islamic assets is estimated to from 700 billion dollars to 4 trillion dollars. It's really big opportunity for finance companies. So even Korean finance companies like 한국투자증권, hire islamic law professionals, so called scholars to deal with sharia-compliant products.


So let's look at the way of sukuk earn the profit without interest. The basic rule of sharia is ban about speculation and interest. So in the case of sharia-compliant mortgages are typically strucutred that lender have to buy the property and then lease it to the borrower. The price should be the one that combines a rental charge and a capital payment. When the mortage term ended, if the price of property has been fully repaid, the house is transferred to the borrower.


And sharia regulate that muslims don't invest the corporations gamble, porno industry, alchol, porks, and etc. So sharia-compliant hedge funds don't deal with the stocks like those ones.


As shown in the graph, the sukuk market has enjoyed years of rapid growth. The bigger the size of sukuk and sharia-compliant funds is, the more the risk of islamic fiance is.


Firstly, there is no international standard about sharia. It depends on each country and scholars' committee.


Secondly, the shortage of scholars who can deal with sharia-compliant fiance products like sukuks. This role demands a knowledge of Islamic law and western finance, as well as fluency in Arabic and English. To develop the Islamic finance, much more scholars should be nurtured.


Thirdly, due to the regulation about the speculation, Islamic finance products should be based on  tangible assets like building or land. But, the suppy of asset in the middle-east is very limited. That's the 3rd problem.


Also, there could be the liquidity problem because sukuk deal with long-term mortgage bond.


Finally, the 2 different pressure on the Islamic Finance. On the one hand, Islamic bankers worried that narrow sharia standards is stopping the growth of Islamic economies. However, on the other hand, some blamed that Islamic finance products are just designed to evade strict sharia. Of course, scholars earn much money for their services, after all.


To us, sukuk is recognized as one of the good source of new growth. Some people said that Islamic finance is the last blue ocean for world finance.

Even though the western finance is suffered for credit crunch which seemed to be caused that everyone handle the risk to others, sharia-compliant fund, moreover, prefer risk-taking. It is interesting that this weakness became one of the strengths in the 21st century.


Topic #1. Please explain about Islamic finance as you understand. What's your opinion about 'sharia'?


Topic #2. Do you think that it's possible to live both with islamic rules and with profit?


Topic #3. Is it a big opportunity for Korean finance company, if we can use Islamic asset? How can?

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TAG sharia, sukuk
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